Core Product

In partnership with    we reduce the costs, risks and internal resources required to sponsor and administer a defined contribution pension plan, so you can better help your employees reach their retirement goals.

The strength of Many Nations protecting your future™

Many Nations Multi-Employer Pension Plan Advantage

Members in The Many Nations Multi-Employer Pension Plan (MEPP) have chosen to join forces with over 120 other Indigenous organizations, coast to coast, large and small, with combined assets of more than $165 million to realize a greater collective benefit.

This is the largest Indigenous Multi-Employer Pension Plan in Canada. The growing value of the plan translates into economic power, which we use to influence the pricing and investment decisions of our major financial business partners. Due to the size of the Pension Plan, we pay a lower management fee and we pass the savings along to you, our members.

Employer Advantages

⊕ Drive better potential retirement outcomes for plan members

⊕ Lower plan fees by pooling resources with other Indigenous organizations

⊕ Lighter management burden—we design the plan and handle the day-to-day administration

⊕ Reduced compliance demands, fiduciary responsibility, and risk

⊕ Increased flexibility with customizable plans

Employee Advantages

⊕ Improved potential retirement savings outcomes

⊕ Lower fees with customized investment solutions

⊕ Access to investment advice from local advisors in their area

⊕ Tax considerations for Indigenous organization employment included

 Co-operation has its benefits™

Employees that are enrolled in the Multi-Employer Pension Plan can access their online account by following this link. If you need assistance accessing your account, please contact Many Nations. 

Many Nations Multi-Employer Pension Plan is a “defined contribution” plan offering employees a wide variety of “no-load” investment options. The Many Nations Pension Committee bears the fiduciary responsibility for overseeing and administering the plan in accordance with the legislation set out by Canada Customs and Revenue Agency (CCRA) and by the Office of the Superintendent of Financial Institutions (OSFI).

Many Nations Multi-Employer Pension Plan is a defined contribution multi-jurisdictional pension plan. The majority of the plan members fall under Federal Jurisdiction, therefore, the plan is registered with the Office of the Superintendent of Financial Institutions (OSFI) and administered based on the applicable jurisdiction of each individual employer.

The Plan Design of the Multi-Employer Pension Plan allows each Participating Employer to “customize” their participation in the plan in areas where regulations allow variables.

The Pension Committee is the plan sponsor of the Multi-Employer Pension Plan. The Pension Committee assumes the responsibility for Plan Governance. By providing governance to the pension plan, the employer does not incur the expenses, both financially and in terms of human resources, which they would be responsible for in a stand-alone pension plan.

The Plan Manager ensures that all aspects of the administration processes are adhered to in compliance with the Plan Governance adopted by the Pension Committee.